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Managing Finances

Having kidney disease and other illnesses can affect a person’s ability to earn income.  These resources can help you and your family based on eligibility criteria. Services and links may change over time. Please speak with your kidney care social worker. 

Employer Benefits: If you are employed, speak with your employer about benefits available to you from the company you work for (e.g., vacation, sickness, short-term or long-term disability, insurance).


Canada Pension Plan Disability (CPPD): If you've previously contributed to the Canadian Pension Plan, but can no longer work, you may be eligible to receive CPPD payments.


Ministry of Social Development and Social Innovation: This provincial department offers a number of different financial assistance programs for low-income BC residents.


Basic Income Assistance and Persons With Disabilities Benefits: If you are in need and have no other resources, you may be eligible for income assistance from the provincial government.


Travel Assistance Program (TAP): This program helps alleviate some of the transportation costs for eligible B.C. residents who must travel within the province for non-emergency medical specialist services not available in their own community.


Air Travel - Hope Air: For those who must fly to non-emergency medical appointments but cannot afford to, Hope Air provides free flights.


Provincial Bus Pass: Persons with disabilities, low-income seniors and others who are eligible can access a discounted bus pass.


Kidney Foundation Programs: The Kidney Foundation offers several financial assistance programs, including those related to travel and accommodation for treatment.

Prescriptions Coverage is provided for all medications deemed by BC Renal to be essential for kidney care. For information on non-renal prescriptions and medical supplies, you can ask your private insurance provider and visit the Fair PharmaCare website:


For specific questions about your medications and coverage, your kidney community pharmacist can answer questions:


Insurance: The Kidney Foundation offers general tips for people with kidney disease who are considering life, travel, or extended medical insurance.

Claiming Medical Costs: It is important to keep receipts related to your medical costs. You can claim these costs on your tax return.


Disability Tax Credit (DTC): You can only get this tax credit if you have a severe and long-term mental or physical disability, or are receiving dialysis.


Fuel Tax Rebate: Persons with disabilities may be eligible to receive a federal or provincial tax rebate on transportation fuel.


Additional Tax Tips: The Kidney Foundation offers general tax tips for people with kidney disease.

First Nations Health Authority has health-related benefits for Indigenous people in BC. These benefits can cover medical and dental costs that are not covered by any other types of insurance.

Employment Insurance Caregiver Benefits: If you are the primary caregiver of a sick child, adult or someone who needs compassionate care, you may be eligible to receive paid leave:

SOURCE: Managing Finances ( )
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